Finance your car

Find out how much you can borrow

By identifying the finance option that’s right for you, we can help you purchase your next car.

Over
30%
of consumers finance a car purchase
We offer
290
cars that can be financed

We are here to help you

Still have questions?

Why is the offer I received different from what I worked out with the calculator?

The quote you worked out with the calulator is an indication. It is not a finance offer. The rate on the day you apply is the one that matters.

I want a different loan amount, can I change it?

Yes you can, just go through the application form one more time.

Can I pay a down payment?

Yes, our CarNext Sales Advisors can advise you on the best way to approach this.

How long does the loan application take?

It takes a couple of minutes to apply. However, the length of verification process depends on our financial partners.

Do I have to provide additional documents to prove my eligibility for the loan application?

Our trusted financial partners may ask for additional information so they can provide the best finance deal for you.

Can I trade in my car and use the proceeds as a down payment?

Yes, but you will need to sell your car to use it as a down payment for your new car.

Is it cheaper to buy a car with cash or finance the purchase?

Buying a car with cash is almost always cheaper. When calculating finance costs, be sure to add on your annual percentage rate (APR).

Does CarNext.com provide the loan?

No. Our trusted financial partners offer and provide the loans.

Once my loan is approved, do I receive the money?

Yes. You can use that money to buy your car.

After purchasing a car with finance, who should I contact if I have questions?

You can always contact our local CarNext Sales Advisors.

Is there a minimum amount that I can borrow?