Finance your car

See what you can borrow

If you know what you can afford, it’s easier to find the right car. By identifying the right financing option, we can help you purchase your next car.



of consumers finance a car purchase
We offer


cars, which can be financed

Here’s how pre-approval works

It’s easy and safe

Identify what you can afford every month

Tell us about yourself to start the process

Receive decision on your finance request within seconds. Soft credit check only

Finance your car using the provided reference code. This code is valid for 30 calendar days

Enjoy your new car!

Request for Hire Purchase pre-approval

  • Calculate what is possible

    How much would you like to borrow?




    How much would you like to do a deposit of?

    By placing a deposit, you may get a better finance offer and keep your costs down.


    You can buy a high quality used car up to the value of: £ 12,500

    Contract duration

    Over how many months would you like to pay back?

    Projected amount

    £ 252/pm

    The price conditions are provided by Zopa. The projected total cost of credit £ 15,138. This is based on a contract duration of 60 months and a nominal interest rate of 9.9%. Representative example: a loan of £10,000 over 60 months will cost you £210.40 per month at a representative 9.9% APR. The total cost after 5 years is £12,614.40, which includes £2,614.40 interest at 9.9% fixed and a £0 fee. The total amount of credit is £10,000. Finance is not guaranteed, and any finance application is subject to a credit check and individual circumstances. The rate you are offered will depend on your individual circumstances. CarNext offer finance at 9.9% APR, available from either Black Horse Ltd if you visit our dealership, or Zopa Ltd if you purchase the car online through

    About LPUK finance & services.
  • Fill in personal details

    Work & Living details

    Former addresses

    Did you move in the last three years? If so, please provide at least 3 years of address history.

  • Add working details


    The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance or employment. Further details of how your information will be used by us and these fraud prevention agencies and your data protection rates can be found at

  • Review finance offer and reference code

We are here to help you

Still have questions?